Fund your business with 1CMS Capital as fast as two days

Your best CHOICE to a hassle-free Investment Capital for your Business.

Offering a hassle-free alternative to traditional bank loans, 1CMS Capital provides merchants with upfront cash by purchasing a predetermined sum of their future credit card receivables at a discounted rate. This straightforward arrangement allows merchants to swiftly convert anticipated sales into usable working capital, accompanied by transparent and manageable repayment conditions. With this cash advance, merchants can invest in various aspects of their business, such as upgrading equipment, revitalizing their premises, expanding their workforce, and more, offering crucial support as they navigate the evolving business landscape.

isn't a loan - it’s an advance of funds based on your future sales.

With clear and easy payback terms, you’ll have the flexibility that you need to invest in your business.

Quick Approval

Apply quicker than with traditional loans. Approvals usually take 1-2 business days.

Fast Funding

Upon approval, your working capital will be deposited into your bank account within 2-3 business days.

Easy Payment

Clover Capital, tied to your future sales, offers worry-free repayment with flexible terms adjusting to your sales performance.

Let’s fund your business

  • Product Differentiation: Our service provides a unique opportunity to extend working capital options to clients who might not meet the criteria for traditional bank lending products, such as term loans or lines of credit (LOCs). This enables us to cater to a broader range of merchants, offering them the financial support they need to thrive.
  • Risk-Free Insights: With our system, we have the capability to assess whether a merchant has the potential to transition into a creditworthy bank borrower. This evaluation process is conducted without any risk to us, providing valuable insights that can inform decisions about potential renewal programs.
  • Revitalize your environment.

  • Boost your marketing efforts.

  • Enhance your equipment.

  • Expand your team.

How to Use 1CMS Capital

If eligible, you’ll receive an email offer. Log in to the 1st Choice Dashboard to access the pre-filled application.

Compare your offers and choose the one that fits the needs of you and your business.

Once approved, you will be able to see available funds in your account in as quick as 2-3 business days.

Clover Capital automatically sets aside parts of your sales so you never have to worry about a due date.

Once you’ve paid 60% of your Clover Capital advance, you’re eligible to apply for even more funds!

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